Duit - Personal Finance Manager
Ever wondered where your salary actually goes? Duit gives you a clear picture of every rupiah, ringgit, peso, or dollar — with AI-powered input that removes the tedious part of expense tracking, and a local-first database that keeps your financial data on your own device.
Get it on Google Play · Download on the App Store
🤖 AI-Powered Input
Logging an expense should take seconds, not minutes.
- Receipt scanning (OCR) — snap a photo and let AI pull out the merchant, amount, date, and category
- Voice input — say “spent 25 dollars on lunch at McDonald’s” and Duit fills in the form
- Bank statement import — import PDF, CSV, OFX, and QFX statements and extract transactions automatically
- Banking notification capture (Android) — Duit reads transaction notifications from supported Indonesian, Malaysian, and Philippine banking and e-wallet apps and drafts transactions for you
- Auto-approve mode — skip the review sheet once you trust the results, or keep review on and confirm each one
- Smart categorization — categories, accounts, and amounts suggested from your own history
Every transaction records its import_source, so you always know whether it came from you, a notification, or a statement.
📊 Insights & Reports
- Interactive pie, line, and bar charts across daily, weekly, monthly, yearly, or custom date ranges
- Top spending categories with percentage breakdowns and trends
- AI spending narrative — a plain-language summary of what changed this period and why
- Anomaly detection — unusual transactions get flagged automatically
- AI budget suggestions — when a budget is exceeded three periods in a row, Duit proposes a realistic new number
- Income vs. expense comparison views
🏠 Home Dashboard & Widgets
- Hero balance card with total balance, period income, period expenses, and net income
- Net worth card summarizing assets against liabilities
- Home screen widgets on both Android and iOS — current balance and last transaction without opening the app
- Filter the transaction list by type, or show only auto-imported transactions
💳 Accounts & Wallets
- Unlimited accounts — cash, checking, savings, credit cards, e-wallets
- Real-time balance tracking and transfers between accounts
- Archive accounts you no longer use instead of deleting their history
- Multi-currency support with correct regional formatting, plus live exchange rates
📅 Budgets
- Monthly, weekly, or custom-period budgets per category
- Visual progress bars with “approaching limit” and “over budget” states
- Recurring budgets that roll over automatically each period
- Notifications when you’re close to a limit
💵 Debts & Loans
- Track both money you owe and money owed to you, side by side
- Payment progress visualization and complete payment history
- Payments flow straight into your transaction ledger
- Outstanding balance totals across every debt
⚡ Quick Entry
Long-press the app icon to jump straight into voice input, camera input, or a new expense. Recurring transactions handle the bills that repeat.
☁️ Backup & Export
- Google Drive backup on Android, iCloud backup on iOS
- Scheduled automatic backups — daily, weekly, or monthly — running in the background
- Manual backup and restore at any time, including transaction attachments
- Export to Excel and CSV for tax season or your own spreadsheets
🌐 Languages
- 🇬🇧 English
- 🇮🇩 Indonesian (Bahasa Indonesia)
- 🇲🇾 Malay (Bahasa Malaysia)
- 🇵🇭 Tagalog (Filipino)
🎨 Also Included
- Full dark and light themes
- Local reminder notifications
- Onboarding walkthrough for new users
- Accessibility labels and tooltips throughout
💎 Duit Pro
The core tracker is free. Pro unlocks unlimited AI transactions — voice, receipt scanning, and statement import without monthly caps — plus enhanced extraction accuracy.
🔒 Your Data, Your Control
Duit is local-first: your transactions live in a database on your device. Cloud backup goes to your Google Drive or your iCloud — not to our servers. AI processing sends only the text or image you choose to submit.
For details on what is collected and shared, see our Privacy Policy, and our End User License Agreement (EULA).